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Rent vs Buy Calculator

Compare the true 10-year cost of renting versus buying a home.

Buying

Home Price ($)

Down Payment

Mortgage Rate

Loan Term

yrs

Property Tax

%/yr

Home Appreciation

%/yr

Renting

Monthly Rent ($)

Rent Increase

%/yr

Investment Return

%/yr

Time Horizon

yrs

Better Financial Choice (10 years)

🏢 Renting

Total Buy Cost

$383,476

Total Rent Cost

$275,133

Home Value (future)

$537,567

Remaining Loan

$274,600

Simplified model. Excludes maintenance, closing costs, taxes, HOA, and insurance details.

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